Credit card backdating
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Most of us know that you need good credit when applying for loans or apartments. It takes time which is why it pays to open lines of credit early, always make your payments on time and use a low percentage of your available limits. There actually is a trick that you can use that credit card companies encourage. Most people just gloss over this question and and forget about it.
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Does Becoming an Authorized User Help Your Credit?
Backdating Definition & Example | InvestingAnswers
Speaking of Credit Advertiser Disclosure. The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we may receive compensation when you click on links to products from our partners. Learn more about our advertising policy. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. I have had only one credit card American Express since , but noticed that some critical institutions, such as the Social Security Administration, asks users to supply Visa, Mastercard or Discover for the enhanced security features on its website.
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Backdating of Credit Cards – Is It Fraud?
This includes all the cards I apply for in my own name which have been all cards since I was But there used to be a very real benefit to this. When I was young, I had cards on my credit score that already dated back over a decade because of how American Express reported cards. So my average age of accounts was much higher than it would have been otherwise. As I explained in a post a few days ago, you can request to have….
You may frequently receive transactions, such as product orders, membership joins, and event registrations, through the mail or over the phone. In these cases, the payment is often deposited before a staff member can enter the transaction into iMIS, but you need the transaction date in iMIS to match the true date of the transaction. To accomplish this task, staff users can easily backdate their own and On Behalf Of cash and check transactions.
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